August 14th – Education Corner – Diversification to manage risk

For investors who are looking to diversify their portfolio with exposure to companies located outside the U.S., there exist two basic choices: a global mutual fund or an international mutual fund. By definition, international funds invest in non-U.S. markets, while global funds may invest in U.S. stocks alongside non-U.S. stocks. Keep in mind that diversification […]

Monday August 12th – This Week on Wall Street

Emanuel Avina The Week on Wall Street Stocks spent much of last week rebounding from a Monday drop that reflected nervousness about the U.S.-China trade fight. By Thursday’s closing bell, the S&P 500 had regained all its Monday losses – but it descended again on Friday. The three big U.S. equity benchmarks finished the week […]

August 7th – Education Corner – Expense Bucket Strategy

One of the most frequent conversations that I, Emanuel Avina, have as an investment advisor for the Avina Financial Group, is how one plans for income during retirement. There is no easy answer to this challenge, but let’s begin by discussing one idea – a bucket approach to building your retirement income plan. The Bucket Strategy […]

Monday August 5th – This Week on Wall Street.

The Week on Wall Street Last week, the Federal Reserve cut interest rates for the first time in more than a decade, in line with Wall Street’s expectations. Ironically, stocks had their worst week of 2019. The S&P 500 finished the week 3.10% lower. The Dow Jones Industrial Average and the Nasdaq Composite also posted […]

July 31st – Education Corner – Understanding Long-Term Care

Addressing the potential threat of long-term care expenses may be one of the biggest financial challenges for individuals who are developing a retirement strategy. The U.S. Department of Health and Human Services estimates that 69% of people over age 65 can expect to need extended care services at some point in their lives. So, understanding […]

Monday July 29th – The Week on Wall Street

Emanuel Avina The Week on Wall Street Last week, investors assessed earnings and the initial estimate of second-quarter economic growth, while awaiting the Federal Reserve’s next announcement about interest rates. Stocks rose for the week; particularly, tech shares. The S&P 500 gained 1.65%; the Nasdaq Composite, 2.26%. The Dow Jones Industrial Average lagged, adding just […]

The Journey Begins

Thanks for joining me! On this blog you will receive updates on financial markets, including stock indexes, economic news, financial planning, investments, retirement, insurance as well relevant life topics like fun food recipes, golf and travel tips. We hope you enjoy! “Good company on a journey, makes the way seem shorter.” — Izaak Walton